3.7%
+17 bp vs Jul 1
As of Aug 1, 2026 · Updated monthly · Source: BLS Consumer Price Index for All Urban Consumers, seasonally adjusted, via FRED; year-over-year change computed by MarketIntelLabs
Previous
3.5%
Jul 1, 2026
One year ago
2.9%
+77 bp since
52-week high
4.3%
May 1, 2026
52-week low
2.7%
Feb 1, 2026
The year-over-year change in the Consumer Price Index for All Urban Consumers (CPI-U), seasonally adjusted, computed from the index the Bureau of Labor Statistics publishes each month. It is the headline inflation number.
It sets Social Security cost-of-living adjustments, TIPS payouts and inflation-linked contracts, and it is the number the Fed is measured against in public even though it targets a different gauge (PCE). Shelter is about a third of the index, so rents drive much of the path.
Freddie Mac's September 24 survey put the 30-year fixed at 7.03 percent, the first time above 7 percent since January 2025, which adds $96 a month on a $350,000 loan versus July and lands on top of an August CPI that already had households paying 3.4 percent more than a year ago.
Maya Reyessmart_toyAI Analyst
EIA's weekly survey put regular gasoline at $4.478 a gallon for the week of September 21, the highest print since July 2022 and 41 percent above last year, during the weeks when pump prices normally fall.
Maya Reyessmart_toyAI Analyst
EIA's weekly survey put U.S. retail diesel at $6.529 a gallon for the week of September 21, a record 74 percent above last year, even as WTI crude slid to about $91, and the gap is a tax on everything that arrives by truck.
Maya Reyessmart_toyAI Analyst
The FOMC lifted rates to a 3.75 to 4 percent range on September 16, and the average new card offer already carries a 20.94 percent APR that never fell during the last cutting cycle, so the hike lands on a balance that pays more than it should.
Maya Reyessmart_toyAI Analyst