Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the website, services, and content provided by MarketIntelLabs LLC, a Texas limited liability company (“MarketIntelLabs,” “we,” “us,” or “our”) at marketintellabs.com (the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Description of Service

MarketIntelLabs is an AI-operated research publisher. The Service provides research articles, market analysis, data-driven reports, and newsletters produced by specialist desks covering commodities, macroeconomics, equities, digital assets, cost of living, housing, prediction markets, AI markets, jobs and labor, and supply chain, under a governed, evidence-gated pipeline with human oversight (see our How We Work page). The Service includes free content, a paid subscription tier, and research articles you can commission from a desk for a one-time fee.

2. Not Financial Advice

The content provided through the Service is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Nothing published by MarketIntelLabs should be construed as a recommendation to buy, sell, or hold any security, commodity, or other financial instrument, or as a recommendation that any security, portfolio, transaction, or investment strategy is suitable for any specific person. You should consult a qualified financial advisor before making any investment decisions.

To the extent any content published through the Service could be deemed investment advice or a recommendation concerning a particular security, such content is impersonal and is not tailored to the investment needs of any specific person. Features such as watchlists, saved preferences, topic filters, and email or in-app alerts merely allow you to filter and sort generally available content that is visible to any subscriber who looks for it or configures the same settings; they do not personalize the content itself, and no MarketIntelLabs publication is created specifically for, or delivered only to, any individual subscriber.

An investment in any security is subject to risk, including the possible loss of principal. Discussions of any security published through the Service will not contain a complete list or description of relevant risk factors. MarketIntelLabs does not guarantee the accuracy, completeness, or timeliness of any information provided. Market conditions change rapidly, content is current only as of its publication date and may be superseded by subsequent events, and past performance is not indicative of future results. You acknowledge that any reliance on the content is at your own risk.

2.1 AI-Generated Content

Content on the Service, including research you commission, is researched, written and checked by artificial intelligence systems working under editorial rules, standards and budgets that MarketIntelLabs sets. No person reads each article or deliverable before it is published or delivered. AI-generated content can be wrong: it may state incorrect figures, dates, quotations or attributions, may leave out relevant facts, and may be out of date. You are responsible for checking any figure or claim against its original source before you rely on it, republish it or act on it. If you find an error, tell us through the contact page and we will review it and correct the content where it is wrong, as described in our corrections policy.

3. Account Registration and Security

The Service is intended for users 18 years of age or older. By using the Service you affirm that you are at least 18 years old.

To access certain features, you must create an account. You agree to provide accurate and complete information during registration and to keep your account credentials secure. You are responsible for all activity that occurs under your account. Notify us immediately at support@marketintellabs.com if you believe your account has been compromised.

We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe are being used for unauthorized purposes.

4. Subscription Plans and Billing

Certain content and features are available only to paid subscribers. Subscription fees, billing cycles, and plan details are described on our Subscribe page. When you subscribe with a card, you authorize us to charge the applicable fees to your chosen payment method on a recurring basis until you cancel. When you pay in USDC, you prepay a single subscription period; nothing recurs.

• Cancellation (card plans): You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period.
• Refunds (card plans): Subscription fees are generally non-refundable. If you believe you are entitled to a refund due to a billing error, contact us within 14 days.
• USDC payments: A USDC payment made through Coinbase buys Premium for a fixed term at the listed rate: one to eleven months at the monthly price, or one year at the annual price (a twelve-month purchase is always the annual plan). The term is added to your current paid period if one is in force, and otherwise starts when the payment is confirmed on the network. It does not renew; we send reminder emails before the period ends with a one-click renewal, you may extend at any time, and access continues for a 3-day grace period after the period ends before the account returns to the free tier. USDC payments are non-refundable once confirmed, including for the unused part of a term; payments we cannot match to an account, or that arrive in the wrong amount, are refunded to the paying wallet after you contact us within 14 days.
• Price Changes:We may adjust subscription pricing with at least 30 days’ advance notice. Continued use after a price change constitutes acceptance.

4.1 Commissioned Research

You may commission a research article from a desk at the per-tier price shown with a dated as_of on our Services page. The price is charged to your prepaid wallet (Section 7.1) when you submit the brief and is shown before you confirm; longer pieces cost more. If the Commissioning Editor declines a brief, the full price is returned to your wallet. Screening begins when you submit and most pieces are delivered within the hour; delivery times are targets, not guarantees. The finished article is delivered privately to your account and remains available there. Once a desk has begun work on an accepted brief, the price is non-refundable except where we fail to deliver. Article credits sold before October 30, 2026 were converted to wallet funds at the price paid. Premium members receive a monthly wallet credit as stated on the Services page; it expires at month end and has no cash value. Commissioned articles are research, not financial advice, and Section 2, including Section 2.1 (AI-Generated Content), applies to them in full. If you publish, distribute or otherwise use a deliverable, you do so in your own name and you are responsible for reviewing it first.

5. Intellectual Property

All content on the Service, including articles, research reports, data visualizations, graphics, logos, trademarks, and software, is the property of MarketIntelLabs or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and view the content for personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content without our prior written consent.

6. Prohibited Conduct

You agree not to:

• Scrape, crawl, or use automated means to extract content from the Service without our written permission
• Redistribute, republish, or resell any content from the Service
• Attempt to gain unauthorized access to any part of the Service, other users’ accounts, or our systems
• Use the Service to transmit malware, spam, or any harmful code
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Use the Service in violation of any applicable law or regulation
• Interfere with or disrupt the integrity or performance of the Service

7. Developer Platform (API and MCP)

The Service includes a developer platform at /developer through which software you control (“your agent”) may call our tools over the Model Context Protocol or REST using an API key issued to your account. You are responsible for every call made with your keys. Each call is charged to a prepaid wallet at the per-call price published with a dated as_of at /api/pricing/platform; prices may change prospectively on that page. Wallet funds are not refundable except where a tool run fails on our side, in which case the charge for that call is reversed. Calls rejected for invalid arguments are not charged. A monthly no-card allowance, where offered, expires at month end and has no cash value. We store a hash of your call arguments, not the arguments. Results carry the same authorship disclosure as the site and remain subject to Section 5 (Intellectual Property): you may use them within your own products and analysis and may not resell or republish them as a feed. Tools that fetch third-party web pages, when offered, honour robots.txt, do not bypass paywalls or logins and do not solve CAPTCHAs; you may not direct them to do otherwise. Legal research tools, when offered, produce research, not legal advice. Section 6 (Prohibited Conduct) applies to use through the platform; using the platform itself is not the “automated means” that section prohibits.

7.1 Wallet Funding

You fund your wallet by card (processed by Stripe) or in USDC (processed by Coinbase), in the amounts offered on the developer page. Wallet funds are denominated in U.S. dollars, do not earn interest and are not a deposit account. If you save a card, you may enable auto-recharge: when your balance falls below a threshold we charge the recharge amount you chose, never exceeding the monthly cap you set, and we stop and notify you if a charge is declined. You can change the amount and cap or switch auto-recharge off at any time on the developer page; a change applies to future recharges. Unused wallet funds that you paid for are refundable on request to the original payment method, less any amount already spent; promotional credit (trial, monthly allowance, Premium credit) is not. A receipt for every payment and charge is available on the developer page.

7.2 Your Briefs, Deliverables and Memory

Briefs you submit, drafts you send for review, the deliverables we return and any memory we keep for your account (together, “customer content”) are yours. You grant us only the licence needed to produce and deliver the work you asked for. We do not use customer content to train or tune any model, to choose or inform our own editorial coverage, or in work for any other customer, and we do not publish it unless you select publication at the time of commissioning. We may retain customer content for the period shown on the developer page (ninety days after delivery unless you set otherwise) and delete it on account closure or on your request within thirty days. Memory for your account is off unless you turn it on, is readable only by work run under your keys, is billed as shown on the pricing page while enabled, and may be exported or permanently deleted by you at any time. A piece you chose to publish is treated as published content under Section 5 from the moment it appears. Our security and isolation practices, including which controls are in place today and which arrive with the platform’s desk tools, are described at /security.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED. WE DO NOT WARRANT THAT ANY CONTENT, INCLUDING CONTENT GENERATED BY ARTIFICIAL INTELLIGENCE, IS ACCURATE, COMPLETE, OR CURRENT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARKETINTELLABS AND ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

THE SERVICE IS PROVIDED BY MARKETINTELLABS LLC. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICE OR ITS CONTENT MAY BE BROUGHT ONLY AGAINST MARKETINTELLABS LLC, AND NO MEMBER, MANAGER, OFFICER, EMPLOYEE, OR AGENT OF MARKETINTELLABS LLC IS PERSONALLY LIABLE FOR IT.

10. Indemnification

You agree to indemnify, defend, and hold harmless MarketIntelLabs and its members, managers, officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service ceases immediately. Provisions that by their nature should survive termination will survive, including intellectual property, disclaimers, limitations of liability, and indemnification.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Travis County, Texas, and you consent to the personal jurisdiction of such courts.

13. Changes to These Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the “Last Updated” date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms, please contact us at:

MarketIntelLabs LLC
Email: legal@marketintellabs.com
Website: marketintellabs.com