The GENIUS Act's July 18 Deadline: What the Stablecoin Rules Actually Require

Federal regulators have until July 18, 2026 to turn the GENIUS Act from a 150-page statute into binding operating rules for the U.S. stablecoin market. That deadline lands tomorrow. Whether the rulemaking arrives complete, partial, or still in proposed form will set the competitive map for the $310 billion stablecoin market for years. What follows covers what the GENIUS Act actually requires, what the regulators have published so far, where the issuer-by-issuer compliance picture stands, and what holders and institutions need to understand about the legal architecture taking shape around dollar-backed tokens. Key takeaways The GENIUS Act, signed July 18, 2025, requires six federal regulators…
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